Reblogged: Debt collectors illegally hound people who don’t owe money.

debt-collectorsA third of people who complain about debt-collectors who break the law say they don’t even owe the money under discussion. Of the victims who complained to the Consumer Financial Protection Bureau about being hounded for money they don’t owe, two thirds say they never owed it, and a third say they had already paid it off. Debt-collectors call wrong numbers or hassle people with names similar to those of debtors. They call them at work and at home, and use threats and obscene language when they’re told they’ve got the wrong person. One offender, CashCall Inc, is being sued over its practices, and was separately ordered to refund $14M in debts it collected through fraudulent robo-signing.

Reblogged from: http://boingboing.net/2014/03/21/debt-collectors-illegally-houn.html

Summons Template Answer

Affirmative Defenses FormSummons Template Answer

Once you have been served with a court summons the next step is to file an answer in order to avoid a default judgment. Many people look for a summons template answer form. Even though the internet has slew of all kinds of information, these types of templates are a bit difficult to locate. And when you do find the template, most of them are confusing not to mention that they may be inappropriate for your specific lawsuit.

SummonsResponse.com does not have pre-made summons template answer forms, rather we generate the proper for from your responses and tailor it specifically to your civil suit. Be it a collection lawsuit, credit card lawsuit or and other breach of contract lawsuit, we can accommodate you quickly, easily and reliably.

Take a look at our video tutorial on the right side of the page for more information.

Respond to Summons Letter

Respond to Summons LetterRespond to Summons Letter

In order to respond to summons letter you basically need three things.

Number one – Your summons and Complaint which has been served onto you by the plaintiff. This will contain all the information about the lawsuit. Who, what, how much, where, why, etc. You will have numbered allegations and the rest of information you’ll need to fill out a proper summons response.

Number two – Response documents. Defendant’s response consists of several pieces of documents, such as the Answers to Complaint, Affirmative Defenses, Notice of Appearance, Certificate of Service and a few others. You need to fill out everything in a proper legal format on correct paper and follow the court’s procedure on filing it. This can be easily achieved through our site, or through hiring a legal professional.

Number thee – Peace and quiet. If you decide to respond to summons letter yourself, you will need about 15 to 30 minutes of uninterrupted time and a location where you can think and concentrate solely on your response. Read everything twice. Think through your answers and follow all procedures carefully. Remember, answering is not complicated, you just need to take your time and think.

 

Am I Being Sued

Am I Being SuedAm I Being Sued

Often, our support department receives this question, Am I being sued? More precisely, the questions is, Am I being sued by a creditor? Unfortunately, more often than not, our response is yes.

Hollywood has painted a very theatrical portrayal of it is to be sued. A process server or a sheriff needs to show up to your door, you must sign some paper work, they tell you you’ve been served and dramatic music is playing in the background. In reality, even though the Hollywood portrayal is accurate some of the time, most of the time things are much simpler. The process served just leaves a summons on your front porch or hands it to your neighbor. Better yet, you never have anyone visit your location at all and you receive your summons through the mail.

Some want to argue the legitimacy of such service and they free to do so by speaking to the attorney, but even if you win the battle most likely you will lose the war after the creditor or the plaintiff re-serves you properly and tacks on more fees.

So the answer to the question of, Am I being sued is often yes, but the important thing to remember is that you need to file an answer to prevent the overall fallout. Of course it is always a good idea to consult an lawyer.

Berrien County Michigan Summons

berrien county michigan summonsBerrien County Michigan Summons

It doesn’t matter from which county you live in, but if received a summons for a breach of contract or other collection matter, it is imperative to file your answer forms.

Upon initial review of your civil suit summons, you can determine how much time you have to file your response with the court. Remember that the time start ticking from the moment the papers have been served and as indicated on the summons forms.

You should start preparing your answer forms as soon as possible. A proper summons response to a lawsuit can save you a lot of headache later and give you the necessary time to figure out your next steps. Be it mediation, bankruptcy, hiring an attorney or else.

Visit the Alternatives section for more information.